Privacy Policy

Welcome to Pricing To Profit Pro™, also referred to as PTP Pro (“we,” “us,” or “our”). We operate a subscription-based digital platform offering pricing calculators, cost-analysis tools, fund distribution tools, and AI-powered pricing insights, accessible at ptppro.io and associated domains (the “Service”).

This Privacy Policy explains what personal information we collect, how we use and protect it, under what circumstances we share it, and what rights you have with respect to it. This policy applies to all users of the Service, including visitors to our website, registered account holders, and active subscribers.

Please read this policy carefully. By using the Service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with how we handle your data, please discontinue use of the Service.

We collect information in several ways depending on how you interact with our platform.

Personal Information You Provide

When you register for an account or subscribe to a plan, you provide information that may include:

• Full name and email address
• Username and password (stored in encrypted form — we never store plaintext passwords)
• Billing name and address
• Business name, if voluntarily provided
• Any information you share when contacting us for support

Payment-Related Information

We do not store your full payment card details on our servers. All payment transactions are processed by Stripe, a PCI-DSS compliant third-party payment processor. We receive from Stripe only a tokenized reference and the last four digits of your card for display and billing purposes. By making a purchase, you are also subject to Stripe’s Privacy Policy, available at stripe.com/privacy.

Usage and Platform Data

When you use the Service, we may collect data about how you interact with the platform, including:

• Calculator inputs and tool usage patterns (in aggregate or anonymized form)
• Features accessed, time spent, and navigation paths within the platform
• IP address and approximate geographic location (country or region level)
• Browser type, version, operating system, and device type
• Referring URLs and exit pages
• Date and time of platform activity

Cookies and Tracking Technologies

We use cookies and similar technologies to maintain your login session, remember your preferences, and understand how users interact with the platform. See Section 05 for full details on how we use cookies and how you can control them.

We use the information we collect for the following specific purposes:

• Account management: To create, maintain, and authenticate your membership account and manage your subscription status.
• Service delivery: To provide access to the calculators, AI tools, and features included in your subscription plan.
• Billing and payments: To process subscription payments, issue receipts, manage renewals, and handle billing inquiries through Stripe.
• Customer support: To respond to your questions, troubleshoot technical issues, and provide assistance with your account.
• Platform improvement: To analyze usage patterns, identify bugs, and develop new features and improvements that better serve our users.
• Communications: To send transactional emails such as account confirmations, payment receipts, and password resets. Where you have opted in, we may also send product updates or relevant announcements.
• Security: To detect, investigate, and prevent unauthorized access, fraudulent activity, or other misuse of the platform.
• Legal compliance: To comply with applicable laws, enforce our Terms of Service, and respond to lawful requests from authorities.

We share your personal information only in the limited circumstances described below. In all cases, we share only the minimum information necessary.

Third-Party Service Providers

We work with trusted service providers who assist us in operating the platform. These providers access your data only to perform specific services on our behalf and are bound by contractual obligations to protect it. Our key service providers include:

We are not responsible for the independent privacy practices of these third-party providers. We encourage you to review their respective privacy policies.

Legal Requirements

We may disclose your information if required to do so by law, regulation, or in response to a valid legal process such as a court order, subpoena, or government request. Where legally permitted, we will notify you of such a requirement before disclosure.

Business Transfers

In the event of a merger, acquisition, asset sale, or reorganization of our business, your personal data may be transferred as part of that transaction. We will provide notice via email and/or a prominent notice on our platform before your data becomes subject to a materially different privacy policy.

With Your Consent

We may share your information with third parties in other circumstances where you have given us your explicit, informed consent to do so.

We use cookies and similar technologies to provide and improve the Service. Cookies are small text files stored on your device that help us recognize you, maintain your session, and understand how the platform is used.

Types of Cookies We Use

• Essential cookies: Required for the platform to function. These include session authentication cookies that keep you logged in and preference cookies that remember your settings. Disabling these will prevent you from accessing your account.
• Performance cookies: Collect anonymous, aggregated data about how users interact with the platform — such as which pages are visited most — to help us improve the experience.
• Functionality cookies: Remember choices you make, such as your billing cycle preference, to personalize your experience across sessions.
• Third-party cookies: Set by services like Stripe (for secure payment processing) and analytics providers. These are governed by those parties’ own privacy policies.

Managing Your Cookie Preferences

Most browsers allow you to view, manage, and delete cookies through their settings menus. Disabling essential cookies will impair your ability to log in or use core platform features. You can find browser-specific cookie management instructions at aboutcookies.org.

We take the security of your personal information seriously and implement appropriate technical and organizational safeguards to protect it against unauthorized access, disclosure, alteration, or destruction. Our security measures include:

• SSL/TLS encryption for all data transmitted between your browser and our servers
• Industry-standard password hashing — plaintext passwords are never stored
• Payment data handled exclusively through Stripe under PCI-DSS compliance standards
• Access controls that restrict personal data to authorized personnel with a legitimate operational need
• Regular security reviews and updates to our hosting infrastructure

Depending on your location, you may have rights under applicable privacy laws — including the General Data Protection Regulation (GDPR) in the EU/UK and the California Consumer Privacy Act (CCPA) — regarding your personal information. We honor the following rights regardless of where you are located.

To exercise any of these rights, please contact us at info@ptppro.io. We will respond to all requests within 30 days and may need to verify your identity before processing certain requests.

California Residents (CCPA)

If you are a California resident, you have the right to know what personal information we collect and share, the right to request deletion of your data, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your CCPA rights, contact us at info@ptppro.io.

EU and UK Residents (GDPR)

If you are in the European Union or United Kingdom, our lawful bases for processing your personal data include: performance of a contract (to provide the Service you subscribed to), legitimate interests (to improve the platform and prevent fraud), legal obligation (to comply with applicable law), and consent (for optional marketing communications, which you may withdraw at any time).

We retain your personal information for only as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by applicable law. The following general retention guidelines apply:

• Active account data: Retained for the duration of your membership and for a reasonable period thereafter to handle any billing disputes, support requests, or legal matters.
• Billing and transaction records: Retained for a minimum of seven years to comply with financial record-keeping obligations.
• Support correspondence: Retained for up to three years following your last interaction, to maintain continuity of support.
• Usage and analytics data: Aggregated or anonymized usage data may be retained indefinitely for platform improvement purposes. This data cannot identify you individually.
• Marketing consent records: Retained for as long as you remain subscribed to communications, plus a reasonable period to demonstrate compliance.

When your personal data is no longer needed, we will securely delete or irreversibly anonymize it. You may request early deletion of your data at any time by contacting info@ptppro.io, subject to our legal retention obligations.

Pricing To Profit Pro™ is designed for adults who operate or are planning a business. Our Service is not directed to, and we do not knowingly collect personal information from, children under the age of 13, or under the age of 16 where required by applicable law.

If you are a parent or guardian and believe that your child has provided us with personal information without your consent, please contact us immediately at info@ptppro.io. We will take prompt steps to identify and delete any such information from our records.

The Service may contain links to external websites or resources not owned or operated by Pricing To Profit Pro™. These links are provided for your convenience and information only. We do not control, endorse, or make any representations about those external sites or their privacy practices.

When you click a link that takes you to a third-party website, you leave our platform and are subject to that site’s terms of service and privacy policy. We are not responsible for the privacy practices, content, or data handling of any third-party websites, and we encourage you to review their policies before providing any personal information.

We may update this Privacy Policy from time to time to reflect changes in our business practices, the Service, applicable law, or how we handle personal data. When we make changes, we will take the following steps based on the nature of the update:

• Material changes — those that meaningfully affect your rights or how we use your data — will be communicated by email to your registered address at least 14 days before they take effect.
• Minor or administrative updates will be reflected on this page. We may, but are not obligated to, send additional notification for minor changes.

Your continued use of the Service after any revised Privacy Policy takes effect constitutes your acceptance of the updated policy. If you do not agree to the revised policy, you should discontinue use of the Service and contact us to close your account.

The current version of this Privacy Policy is always available at ptppro.io/privacy-policy.

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal data, please contact us. We take all privacy inquiries seriously and are committed to responding promptly and transparently.